Who we serve
Our clients span the Kenyan economy — from plants and fleets to farms and professional practices. We start with how your business actually operates, then build the cover.
Sectors
The exposures below are the ones we see most often in each sector — and the covers we typically place against them.
Plants, machinery, stock and processes
Fire and machinery breakdown do not just destroy assets — they stop production. We insure the plant and the income it generates, and we get valuations right before a loss, not after.
Producers, distributors and facilities
Temperature-sensitive stock, strict regulation and serious product exposure. Cover has to hold up under scrutiny, with wordings that reflect how the product is stored and handled.
Processing, packaging and retail
Contamination, recall and cold-chain failure can escalate quickly. We build programmes that cover the recall cost and the reputational fallout, alongside the physical damage.
Fleets, clearing, forwarding & cargo
Vehicles on the road every day, cargo in third-party hands and tight contractual liabilities. Fleet claims need a broker who answers the phone at 2am.
Contractors, plant and projects
Every project brings a new site, new subcontractors and new contractual insurance clauses. We read the contract before we place the cover.
Farming and agri-processing
Weather, biological risk and seasonal labour, plus processing plant that must run at harvest. Cover is built around the season, not the calendar year.
Shops, supermarkets & distributors
Multiple sites, moving stock and cash on the premises. We keep schedules current so a new branch is never uninsured.
Tech, professional & financial services
The balance sheet is people, data and advice. Exposure sits in professional liability and cyber, not just in the office contents.
Not on the list?
Our book includes construction, engineering, logistics, aviation, manufacturing, energy and technology. If your risk is unusual, that is exactly the sort of policy we like to build.
